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BUY YOUR HOME WITH Parisa Group
“Buying in the Bay Area can be an overwhelming process for many. Bay area has many micro-markets and different pricing strategies. It is often difficult for buyers to navigate through list price versus sold price. As a former appraiser with 20+ years of experience in the Bay Area with an extensive experience in valuation, and educational background in Architecture and design, we are able to offer our clients comprehensive knowledge of market conditions, in addition to precise property pricing while considering all its nuances.”
Thinking about buying and not sure where to start? Here is A Definitive Guide to Home-ownership.
Before you even begin to start saving properties and calling agents, you have to get your finances in order. That begins with cleaning up old debts, improving your credit score, and building up healthy savings to put down a 20% down payment if at all possible. Get this done first.
At the very least, most banks will require 5% down. Just know that lenders will typically require you to pay private mortgage insurance (PMI) if your down payment is less than 20%
Once you have your financial ducks in a row, it’s time to start preparing for the house hunt. The first step is actually going to a bank and getting pre-approved for a home loan.
Keep in mind that pre-approval and pre-qualification are two different things:
• Pre-Qualification: Only tells you how much you can afford for a home.
• Pre-Approval: Tells you how much the bank will guarantee to lend you for a home.
When you go to an open house with a pre-approval letter in hand, the seller knows that you are a serious buyer. Plus, knowing exactly how much you are approved for can help you stay within your budget. When budgeting for your home purchase, don’t forget to include other costs that will arise like:
• Closing Costs
• And Other Fees
Purchasing a property is most likely the biggest financial decision you will ever make. Whether this is your first purchase or you are an experienced buyer, this decision must be made carefully.
Why Do You Want To Buy?
Are you tired of paying rent? Have you decided to pay your own mortgage and not your landlord’s? Have you outgrown your current home? Are you looking for an investment portfolio? Are you looking for a rental property? Would you like a larger yard? Would you rather live in a different area? Do you want to shorten your commute? Having a clear sense of your reasons for buying will help you choose the right property.
Has Your Income Grown?
Property ownership is an excellent investment, whether you are looking for your dream home, a rental property, or expanding your investment portfolio. Owning real estate is one of the least risky ways to build equity or to obtain a greater return on your initial investment.
Very few people attempt to buy their first home without the aid of a qualified agent. Those who do take on the task themselves often believe that they will save on costs. However, where an agent matters most is during negotiations. They are in the best position of all to negotiate on your behalf.
In fact, buyers who do not work with an agent tend to spend upwards of $10,000 more for a home than those who can call on the skillful negotiation prowess of a top real estate agent. If you do enough research, you could find the home that you want.
But to get it at the price that is best for you, you need an expert. Contact Parisa today to help you get the best deal!
fIND YOUR DREAM HOME
For detailed information on buying a home or property, please complete the form below by describing the type of home or property you are looking for. Someone will get back to you as quickly as possible with your results!
Hear from our clients
Parisa was an incredibly thoughtful and deeply informed advocate for my wife and for me during our successful home search this past fall (purchased a condo in Oakland, November 2017). She made a notoriously challenging experience – navigating the intimidating Bay Area real estate market – manageable and was always available to answer questions and provide key insight into market dynamics, neighborhoods, and the mechanics of making competitive offers. We were first-time homebuyers, and her willingness to spend extra time educating us, so we felt comfortable with big decisions, was above and beyond our expectations. I strongly endorse Parisa Samimi and am confident you will be happy working with her to find the home of your dreams!Pete F.
It was a serendipitous encounter with Parisa during an open house tour that we met. She was the selling agent for a very nice home that was out of our price range. She seemed very knowledgeable and pleasant at the time so we started to communicate. Wow, what a good decision that was! It seems like every open house we went to, the selling agent already knew we were coming because she had called ahead. She was instrumental in gathering and organizing all the information, from the getting home inspection to finding out information about the neighbor. She also respected our time and responds quickly to email every day for most of the day. But most importantly, she is in tune with the market. In the first bid we made, we decided to go at a certain price even though Parisa advised a slightly higher price if we really, really wanted it. We said it’s not a super desirable house for us, so we went with a lower bid, and as she predicted we were outbid. When it comes to the house we end up purchasing, she advised us to bid at the asking price, and having skillfully communicated and motivated the seller, they accepted. I highly recommend her and we will be asking her for help again in another propertyLeo and Diana
I have bought and sold a lot of properties in the past and have worked with a number of realtors. In my experience, Parisa Samimi is the best I've ever worked with. I could not be happier with the results. It's likely we will be doing more real estate transactions in the bay area in the near future. Parisa is the only realtor I would consider working with moving forward.Juan R.
We've been working with Parisa for one year while shopping for a house. Parisa was always available and helpful with all our requests. Her extensive experience and professionalism helped us navigate the market and understand it better. Recently Parisa helped buy our first house. She helped put the right offer for the right house, and was on top of everything, which allowed us to close the deal very fast. Parisa is, above all, a real pleasure to work with. We're very lucky to work with Parisa, and we very highly recommend her.S. Kaissi
Parisa was a pleasure to work with. She knows the market well and her past experience as an appraiser gave us confidence in our understanding of market value when submitting offers. As a first time home buyer, I especially appreciated her responsiveness, availability, and supportive communication. She kept my husband and me informed throughout the closing, helping us understand the process and cheering us on throughout. If you're looking for a realtor in the Bay Area, I would 100% recommend ParisaS. Hiza
Parisa and Shanaz, we would like to express our sincerest thanks for your service as our real estate agents by helping us find the right property. We love the new house, especially the little yard. We appreciate that you took us to so many homes to view in person and helped us with our decision. We will be referring you to all of our friends because of your excellent service. We look forward to working with you again in the future. THANK YOU BOTH, YOU ROCK!M. Misaghi
Parisa helped me purchase my first ever home when I had no understanding of the market. She educated me on the entire process and opened my eyes to what really matters. She showed patience and empathy in understanding my expectations of a residence and advised me on how to adjust my goal to be feasible. Her exemplary professionalism and deep level of knowledge are a great value to anyone who wants to buy or sell a property. I will not doubt to go to her again for my next purchase.Ali A.
Parisa was extremely helpful and very patient with me in my first home buying experience. I would not hesitate to recommend her or to use her for the next purchase.Morgan S.
It was a great experience working with you on the buying of the property at Oakland. Despite a short sale which takes time and cumbersome paperwork, you have made it so simple and smooth. You have done all the research, the comparison of the similar properties, and answer all the questions we raised. You were always available to show us the property even at the last minute's notice. You were honest and thorough. I felt you put our interest first. I will gladly recommend you as an agent. Thank you very much.Azar and Paul
Parisa’s professionalism and skill helped us to purchase our first home. Her diligence, attention to detail, and network of support professionals helped us to find the perfect house and feel one hundred percent confident in our purchase. Parisa continually went above and beyond to make sure that our experience was positive and our interests were guarded. Her positive attitude, flexibility, and knowledge of the industry makes her a rare gem.C. Macarah
My husband and I were really excited to find Parisa Samimi. Parisa always brought an upbeat positive energy to our home search even when we had seen what felt like our 1000th home. Even though we had a long house hunt Parisa never seemed annoyed or frustrated. It was clear to us that Parisa genuinely wanted to help us find the home that was the right fit for us. When we finally found the right home for us we knew we wanted to do a pre-inspection to enable us to put in a stronger offer without any contingencies. Based on the bidding climate Parisa helped us come up with an offer amount we felt good about. When we learned that there was another offer on the table that was slightly higher than ours but with contingencies, Parisa guided us through our decision not to raise our amount. She never pushed us to go higher even though this definitely would have increased her chances of getting a commission through this deal. It’s clear in addition to being exceptionally competent, professional, and hardworking she takes tremendous pride and joy in helping her clients find the right home. We feel very lucky to have worked with Parisa!Hetal Jariwala
I bought two properties with Parisa in the last 5 years. Given the competitive landscape and never changing seller's market, I never thought I could have bought two ideal properties that fit my situation perfectly. I just bought the second property in March and am still dumbfounded at the purchase. Parisa found both properties for me, even though I was actively looking for myself. Her reputation in the industry, professionalism, experience, and savvy business sense really helped to close the deals. What stood her apart is her listening skills and how she quickly learned what I liked. I think when we bidded on the price and succeeded, she was able to balance my sentiments (how much I am willing to bid) and market forces (what it takes to win the bid). I am very grateful for her partnership and highly recommend her.Dora C.
Parisa helped us buy our first home. She is an excellent real estate agent. She's a very trustworthy professional who had our back throughout the process. Parisa is a great negotiator, she knows the market, and understands the needs of her clients. I've recommended her to all my friends and family.Neda K.
As a first-time buyer, Parisa's knowledge and advice are extremely valuable. She goes with you through the process step by step and meticulously. She treats you like her one and only client. Your concerns are her concerns and she works hard to make things go incredibly smoothly and the way you want it. Not only I am happy with my first purchase, but also her dedication and focus got me a second house in less than 2 years. I enjoy working with her and using her knowledge and experience in purchasing more houses in close future. Highly recommend and TRUST her.Nazanin N.
Finding a home is a difficult process and even more difficult in the competitive Bay Area market where you are often competing against multiple buyers. Having a great realtor is paramount. Parisa made this difficult process bearable, fun even. She took the time to learn our tastes and preferences in homes and neighborhoods, constantly tailoring her searches accordingly. We never felt rushed or that we were taking up her time, even though our home search took several months. Parisa was there every day peppering our inbox with suitable properties, scheduling visits and ultimately getting us to our goal of buying a house. Her experience as an appraiser was critical to understanding what price the home would actually sell for. More than anything though, Parisa has a wealth of experience in the East Bay (particularly helpful was her expertise in our area of interest - Rockridge and Berkeley) and deep relationships with other agents in the area. It was the quality of her relationship with the selling agent that helped us win in a large pool of offers, in spite of not being an all-cash offer. In short, I would highly recommend Parisa and cannot articulate enough how happy we were with the overall experience.Tiff C.
First time home buyers: Parisa is the best! We were referred to Parisa by a friend, and we are so grateful for it. She was an absolute pleasure to work with and great energy to be around. Being in the Bay Area, where it is such a competitive market, it was great to find someone with her background and knowledge. She listened to what was important to us in a home and quickly found value within our budget in locations we desired. As first-time home buyers, we were very nervous starting the process, but Parisa made sure to take the time always to listen, feel our energy, and answer any questions we had. When we found the home we wanted to offer, Parisa recommended our writing a letter to the seller introducing ourselves as first-time home buyers. When deciding on our offer, we make it competitive and within a range with which we felt comfortable. My wife and I wrote our letter, decided on our offer, which Parisa agreed was strong, and we submitted. We came in 5K under the highest offer, but thanks to Parisa's negotiating skills and our letter, they decided to work with us! We agreed to match the highest bid, and we confidently closed in 21 days. Parisa and the mortgage lending team she recommended were integral. They know exactly what they're doing and kept us calm and confident during the quick, 21-day close. We are happy with our purchase. It’s absolutely perfect for us. We'll miss working so closely with Parisa. But we will always keep in contact and highly recommend her to anyone looking for a home. Parisa is a true professional who has her buyer's best interest at heart. Thank you, Parisa!Jenn S. Represented Buyer